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Womens Car Insurance

When calculating the insurance premiums they charge, the insurance companies take into account a number of different factors, these include the various statistics compiled on all accidents resulting in an insurance claim. These statistics allow the insurance companies to assess the potential risks of various groups of people, for example those aged 17-25 are considered to be a high risk group, whilst those 50+ are deemed to be at a low risk of having an accident.

Womens Car Insurance:

These figures show that women are statistically less likely to be involved in an accident which was their fault, and the accidents where they are at fault tend to be lower speed and result in lower value claims. Because of these more favourable statistics, the insurance premiums for women tend to be lower and there are some insurance companies that specialise in only dealing with womens car insurance.

When arranging your womens car insurance you may find it best to start with the insurance companies that offer specific policies for women – see our list of the companies offering womens car insurance. While there are many car insurance policies on offer that are aimed at women, any standard car insurance will take into account the lower claim statistics and you will benefit from these in a lower premium.
 
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